Four ways to fund your next deal

Every program is built around a specific investor strategy. Pick the one that matches your timeline, your property, and your exit plan.

Get my quote

Loan Program

Fix & Flip Loans

Short-term hard money for residential renovation projects

Buy, renovate, and sell residential properties with capital that moves at your pace. Our fix & flip program is designed for experienced investors who need fast closings and reliable draw schedules. We work with investors buying REOs, short sales, real estate auctions, trustee sales, and private party sales throughout California.

Ideal for:

Experienced investors with a proven track record of profitable flips, a clear renovation plan, and the ability to close quickly on distressed properties.

Apply for Fix & Flip Loans

Program Details

  • Loan amounts from $75,000 to $2,000,000
  • Up to 75% of after-repair value (ARV)
  • Interest-only payments during renovation
  • 6–18 month terms
  • No prepayment penalties on most programs
  • Rehab draws funded within 48 hours of inspection
  • Focus on single-family residential (1-4 units)

Loan Program

Buy & Hold Loans

Longer-term financing for rental property portfolios

An alternative to traditional mortgage financing for rental properties you plan to keep. Structure your debt around cash flow, not arbitrary bank timelines.

Ideal for:

Investors building long-term rental income. DSCR loans mean your property qualifies, not just your W-2.

Apply for Buy & Hold Loans

Program Details

  • Loan amounts from $100,000 to $2,500,000
  • Up to 75% loan-to-value (LTV)
  • 30-year amortization available
  • Fixed and adjustable rate options
  • DSCR qualification (no personal income required)
  • Portfolio loans for multiple properties

Loan Program

Bridge Loans

Short-term financing on owner-occupied property

Bridge the gap between transactions with speed and certainty. Whether you are buying before selling or need capital for a time-sensitive opportunity, bridge loans provide the flexibility traditional lenders cannot match.

Ideal for:

Homeowners and investors who need short-term capital while waiting for a sale, refinance, or permanent financing to close.

Apply for Bridge Loans

Program Details

  • Loan amounts from $100,000 to $1,500,000
  • Up to 70% loan-to-value (LTV)
  • 1–12 month terms
  • Interest-only payments
  • No income documentation required
  • Close in as few as 5 business days

Loan Program

Commercial Loans

Capital in a few business days for profit opportunities

Move on commercial deals traditional banks cannot touch. From mixed-use properties to retail and office, we structure commercial loans around the asset and your business plan.

Ideal for:

Investors and business owners acquiring or refinancing commercial real estate with clear value-add or income-producing strategies.

Apply for Commercial Loans

Program Details

  • Loan amounts from $250,000 to $5,000,000
  • Up to 70% loan-to-value (LTV)
  • Flexible terms: 6 months to 30 years
  • Interest-only and amortizing options
  • No minimum credit score (asset-based lending)
  • Close in 7–14 business days

Not sure which program fits?

Tell us about your deal. We will match you to the right structure — or tell you honestly if we are not the best fit.

Call me back